I removed the duplicate lines and got 3133 appear in my 'To be budgeted' field. Ask for … This feels like I'm budgeting money to pay off interest, which isn't something I'm actually doing. (The math is easier there, because all overspending is covered.). The offending account was a credit card account but I will rectify that. Alice Blue Projector Alice, is the problem that your bank account balances are invalid in YNAB? I have $559.78 in my cash accounts and only have $177.71 in the available column, but TBB is telling me I have $201.99. YNAB works differently to other finance software, as it’s not designed to analyse past spending. This is because no money has entered or left your budget, so your category balances will not change. Respond there and we can take a closer look at what's going on! It sounds like you're off to a great start, but the Available balances not adding up means somethings off. I found it in a closed account. About 6 months ago, the You Need A Budget (YNAB) team reached out to me to review their budgeting software. I finally figured it out. Goodbudget is a budgeting app that helps … That $500ish is already budgeted somewhere. By my math that is $180.08 missing from from TBB. :). I sent you an email with a few more details, but wanted to respond here as well! I finally broke down and decided to review YNAB, better known to some as You Need A Budget, the premier personal budget software package. In the right sidebar, when no categories are selected, you’ll see your Total Available amount, which is the sum of the Available column. Ivory Crab how many accounts do you have in YNAB?? This means all the dollars in your budget need jobs—it doesn’t matter if that job is immediate, a few months from now, or years down the road. How would you suggest I go about researching this? Indeed that was essentially the first part of my last reply! All of my 'Budget Accounts' are accurate, and yet it says I have about $1,200 more to budget than I even have in my account (some of which is undoubtedly already dedicated to certain budget items). Explain that YNAB will catch and match duplicates. This means if your balance in YNAB isn’t matching your bank, there is a transaction problem. I am sure I made a mistake of this level at some point, but I really don't want to go back and search everything for it. The biggest reason is people don’t see a reward that matches their work and their input. Yup, tried all the above and just enabled access! This article will compare YNAB Vs Mint and help you decide which may be the better budget app for you. How many budget accounts do you have and are you looking at all of them and not just one account (as your last word in the quote above implies)? This means all the dollars in your budget need jobs—it doesn’t matter if that job is immediate, a few months from now, or years down the road. Once you’ve done that, let me know—and mention whether you’d like to continue the discussion here or via email instead. It looks like everything is matching up between your accounts and your budget. Close • Posted by 4 minutes ago. Do you miss the Buffer? If it doesn't you need to budget funds directly to the credit card payment category until it does. If so, let me know and we can take a closer look at things! They want you to plan for upcoming bills so that when they happen, you aren't in a mad dash to find money to cover it.. :). Help me Obi-wan Kenobi, you're my only hope! Any thoughts? in YNAB, i handle it by creating a category called “budget next month.” all my current month’s income goes into that category. If it takes you a few weeks to wrap your brain around the concepts, you’re not alone. It sounds like we may need to dive a little deeper on this one! If you'd rather not see this banner, you can turn this feature on to hide it. YNAB on the other hand will automatically match two transactions it believes are the same, making that process seamless. Faness  Hi, I'd like to jump in line here, too. I let this 'Interest' category just carry over from month to month. I got to step 5 and I was off. Any thoughts?? It's definitely important to be able to trust your budget, so here's how you can verify that the amount in your account(s) matches exactly with your budget in YNAB – no more and no less. If you can't then you're living on the float. If you put it o˜, there’s just more to do ... “To Be Budgeted” and that categorization sends it over to the budget where ... You do not have to pick one. To be truly paid in full it needs to be. Thanks again! Check for a negative number in your To Be Budgeted balance. We have been using YNAB through more than $100k in net worth increase; I find it very worthwhile. The 'my account' that I was referring to was my checking account. Is there a way to remedy this? (Note: I am not talking about investments, money markets, or retirement accounts – just cash.) Jared I love it when users beat me to the answer! In the right sidebar, when no categories are selected, you’ll see your Total Available amount, which is the sum of the Available column. In addition, EveryDollar is available in the U.S. and Canada, while YNAB is only available in the U.S. Related Post: Alternatives to the Level Money App. Where is that money? I just left it alone, as I think that might help you to see what is going on. You may need to pull some money out of your emergency fund or other categories to correct this. My hunch is in the credit card. I have enabled support access and would like to continue via email. I just sent you a quick email asking for permission to access your budget. Want to know if you're Stealing from the Future? Thanks you! That’s just one of many little things YNAB does so much better than EveryDollar. Magenta Tiger It's really simple to find out if you're on the float. YNAB is strictly budgeting software. I just sent you a request via email. If you reconcile and make sure everything in YNAB is correct and current, I would just adjust the balance. It really is lovely having a perfectly balanced budget. Here’s a way you can verify every dollar in your bank account(s) is reflected in your budget – and not a dollar more. If you’re up for it, go ahead and enable Support Access for your account. How did you find yours? when I bashfully showed it off. Jannelle  - I'm having a problem. Right now I have $1000 left to budget from my checking account. Jannelle Thanks for your help! Did you budget money to cover your initial credit card balance? Once you’ve done that, let me know—and mention whether you’d like to continue the discussion here or via email instead. We definitely always pay off our credit card balances each month, so maybe there is a way to better capture this? 1. bevocat  Ynab can record a transaction in a closed account? If you still have questions, you can respond here or to the email I sent! Beige Captain  I'm still trying to figure out out how it can happen. My "Available" is $5.01 more than my accounts. We are going to budget our “to be budgeted” to zero like YNAB’s first rule states. It was that a split transaction had 4 entries — 2 original and 2 duplicate. My numbers matched up after all the steps. All YNAB accounts balances are matching real accounts and I also searched for a transaction of 7,68 in YNAB but didn't find any. What happens is people don’t see the results they’d expect from the work they put in. I'd love to have you access my account and see if you can figure out what is off. 6. If you have any other questions, don't hesitate to ask! 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